Malaysian Payment Methods

For purchases within Malaysia, we accept the following payment methods.

  1. Credit/Debit Card
    We accept all Visa and MasterCard, both Credit and Debit. You can make payment through our website using iPay88.
    • 3-D Secure (Verified by Visa and MasterCard Secure) enabled - All your credit card information is protected by means of the industry-leading encryption standards. We do not retain your credit card information after your order is completed; it will be submitted directly to our banks.

  2. Online Banking
    Online banking is available on our website using iPay88:
    • Maybank2u
    • CIMB Clicks
    • RHB Now
    • AmOnline
    • Hong Leong Bank
    • PBe Bank
    • and more

  3. Bank Transfer
    Payment by bank transfer can be done to our Alliance Bank account.

  4. Cash
    Payment by cash can be done at our ZCOVA Showroom in Malaysia at the below address:

    Zcova Sdn Bhd
    No.5, Lorong Teknologi B,
    Nouvelle Industrial Park,
    Taman Sains Selangor 1,
    Kota Damansara,
    47810 Petaling Jaya,
    Selangor, Malaysia.
    Waze: Zcova Sdn Bhd

    Zcova Johor Bahru
    F-02-02, Block F,
    Komersial SouthKey Mosaic,
    Persiaran Southkey 1,
    Kota Southkey 80150,
    Johor, Malaysia.
    Waze: ZCOVA JB

    Zcova Penang
    No.28-3-1, The Bayu,
    Jalan Tanjung Tokong,
    Kampung Raya Baharu 10470,
    Tanjung Tokong, Pulau Pinang.

    *Advanced appointment is required.

Interest-free Instalment

Take advantage of our Interest-Free Credit options when you purchase at ZCOVA. Offline instalment options are only available for Credit Card payments at our ZCOVA Showroom in Malaysia. Online instalment is available for Maybank Credit Cardholders.

Bank Instalment Plan
Maybank (Online & Offline)
  • 6 Months, 0% Interest
  • 12 Months, 0% Interest
Public Bank (Offline only)
  • 6 Months, 0% Interest
  • 12 Months, 0% Interest
OCBC Bank (Offline only)
  • 6 Months, 0% Interest
  • 12 Months, 0% Interest
HSBC Bank (Offline only)
  • 6 Months, 0% Interest
  • 12 Months, 0% Interest
Ambank (Coming Soon)
  • 6 Months, 0% Interest
  • 12 Months, 0% Interest



Before we proceed with orders, we require a minimum deposit of 70%. 100% full payment is required before collecting your order/delivery.


How can I know if my payment was successful or failed?

You will be notified via email within 24 hours upon completion of order confirmation. Please be aware of your bank reconciliation schedule as this might have an impact on your payment (payment cannot be performed during bank reconciliation time). Bank reconciliation time only affects Online Banking payment methods and will happen at around 11.30 p.m. to 1.30 a.m. depending on your bank.